<?xml version='1.0' encoding='UTF-8' standalone='yes'?> <rss version='2.0' xmlns:media='http://search.yahoo.com/mrss/' xmlns:atom='http://www.w3.org/2005/Atom'> <channel> <generator><![CDATA[NextGEN Gallery [http://nextgen-gallery.com]]]></generator><title>LearnVest</title> <description>Where life gets richer</description><link><![CDATA[http://www.learnvest.com]]></link> <atom:link rel='self' href='http://5684-learnvest.voxcdn.com/wp-content/plugins/nextgen-gallery/xml/media-rss.php' type='application/rss+xml' /> <atom:link rel='next' href='http://5684-learnvest.voxcdn.com/wp-content/plugins/nextgen-gallery/xml/media-rss.php?show=10&amp;page=1&amp;mode=last_pictures' /> <item><title><![CDATA[Rely on Rewards Cards]]></title> <description><![CDATA[Sign up for loyalty cards at grocery stores you shop at frequently. You can often log on and see what's on sale before you even leave the house, but again, only buy items on your list. You can get even more rewards on top of those from the grocery by shopping with a credit card that offers cash back or points. (However, if you’re trying to curb overspending at the grocery, then we still recommend cash for you.) If you spend $500 per month and have a cash-back card that gives you 3% on groceries, you'll get $180 back in a year—and you don't have to do anything to get it!]]></description><link><![CDATA[http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/99117215.jpg]]></link> <guid>image-id:6074</guid> <media:content url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/99117215.jpg' medium='image' /> <media:title><![CDATA[Rely on Rewards Cards]]></media:title> <media:description><![CDATA[Sign up for loyalty cards at grocery stores you shop at frequently. You can often log on and see what's on sale before you even leave the house, but again, only buy items on your list. You can get even more rewards on top of those from the grocery by shopping with a credit card that offers cash back or points. (However, if you’re trying to curb overspending at the grocery, then we still recommend cash for you.) If you spend $500 per month and have a cash-back card that gives you 3% on groceries, you'll get $180 back in a year—and you don't have to do anything to get it!]]></media:description> <media:thumbnail url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/thumbs/thumbs_99117215.jpg' width='80' height='80' /> <media:keywords><![CDATA[]]></media:keywords> <media:copyright><![CDATA[Copyright (c) LearnVest (http://www.learnvest.com)]]></media:copyright> </item> <item><title><![CDATA[Consider Going Cash-Only]]></title> <description><![CDATA[If you have the tendency to overbuy at the grocery store, then pay in cash instead. After you determine how much you can spend per month on food (a good starting point is $300 per person) divide that by the number of times you plan to shop each month. Take out that amount in cash to bring with you each time. Another plus to paying in cash: Studies have shown that not only do we spend less when using cash, we're also less likely to buy junk food. In fact, you can make two separate lists: "Want" and "Need." Shop the needs first, and then if you have money left over you can move on to the wants. <br><br> <strong>Note:</strong> You may want to keep $20 in a different compartment of your wallet as a cushion, so you're not stuck at the register if your mental math didn't quite add up.]]></description><link><![CDATA[http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/93501194.jpg]]></link> <guid>image-id:6073</guid> <media:content url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/93501194.jpg' medium='image' /> <media:title><![CDATA[Consider Going Cash-Only]]></media:title> <media:description><![CDATA[If you have the tendency to overbuy at the grocery store, then pay in cash instead. After you determine how much you can spend per month on food (a good starting point is $300 per person) divide that by the number of times you plan to shop each month. Take out that amount in cash to bring with you each time. Another plus to paying in cash: Studies have shown that not only do we spend less when using cash, we're also less likely to buy junk food. In fact, you can make two separate lists: "Want" and "Need." Shop the needs first, and then if you have money left over you can move on to the wants. <br><br> <strong>Note:</strong> You may want to keep $20 in a different compartment of your wallet as a cushion, so you're not stuck at the register if your mental math didn't quite add up.]]></media:description> <media:thumbnail url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/thumbs/thumbs_93501194.jpg' width='80' height='80' /> <media:keywords><![CDATA[]]></media:keywords> <media:copyright><![CDATA[Copyright (c) LearnVest (http://www.learnvest.com)]]></media:copyright> </item> <item><title><![CDATA[Decode "Sell-By" Dates ]]></title> <description><![CDATA[Also check the bakery, produce and meat departments of your grocery store for drastically reduced prices on day-old items. Buy foods before the sell-by date, but remember that those dates on perishables like meat, seafood and dairy products tell grocers how long to keep a product on the shelf. You can keep eating them after that date as long as the item has been properly maintained and stored, and especially if you throw them in the freezer when you get home. "Best If Used By" dates are generally found on products that don’t spoil easily and can sit on shelves for a long time, like mustard, peanut butter, mayonnaise, etc. These items will taste best if eaten by the recommended date but can be eaten after the date has passed if they've been well-maintained.]]></description><link><![CDATA[http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/92222954.jpg]]></link> <guid>image-id:6072</guid> <media:content url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/92222954.jpg' medium='image' /> <media:title><![CDATA[Decode "Sell-By" Dates ]]></media:title> <media:description><![CDATA[Also check the bakery, produce and meat departments of your grocery store for drastically reduced prices on day-old items. Buy foods before the sell-by date, but remember that those dates on perishables like meat, seafood and dairy products tell grocers how long to keep a product on the shelf. You can keep eating them after that date as long as the item has been properly maintained and stored, and especially if you throw them in the freezer when you get home. "Best If Used By" dates are generally found on products that don’t spoil easily and can sit on shelves for a long time, like mustard, peanut butter, mayonnaise, etc. These items will taste best if eaten by the recommended date but can be eaten after the date has passed if they've been well-maintained.]]></media:description> <media:thumbnail url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/thumbs/thumbs_92222954.jpg' width='80' height='80' /> <media:keywords><![CDATA[]]></media:keywords> <media:copyright><![CDATA[Copyright (c) LearnVest (http://www.learnvest.com)]]></media:copyright> </item> <item><title><![CDATA[Do Be a Savvy Shopper]]></title> <description><![CDATA[A lot of thought is put into grocery store design. The most expensive versions of an item are put directly at eye level so it’s the first thing the customer sees—and puts in her cart. If you spot the item you need, like tomato sauce, on a shelf, look on the lower and top shelves as well. Be wary of items at end-of-aisle displays. They may have neon price stickers announcing they're a steal when they actually aren't any cheaper. And those “5 Cans for $5!” or “Buy 10 for $10” deals? You can usually get the same price per item without lugging home a dozen. <br><br> Finally, get out of the middle aisles and shop the perimeter of the store. Fresh foods, including produce, dairy, meat, fish and bakery items are stocked along the walls. The inner aisles, in contrast, are stocked with processed foods. Sticking to the perimeter will help you avoid the unhealthier and more expensive items.]]></description><link><![CDATA[http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/86541122.jpg]]></link> <guid>image-id:6071</guid> <media:content url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/86541122.jpg' medium='image' /> <media:title><![CDATA[Do Be a Savvy Shopper]]></media:title> <media:description><![CDATA[A lot of thought is put into grocery store design. The most expensive versions of an item are put directly at eye level so it’s the first thing the customer sees—and puts in her cart. If you spot the item you need, like tomato sauce, on a shelf, look on the lower and top shelves as well. Be wary of items at end-of-aisle displays. They may have neon price stickers announcing they're a steal when they actually aren't any cheaper. And those “5 Cans for $5!” or “Buy 10 for $10” deals? You can usually get the same price per item without lugging home a dozen. <br><br> Finally, get out of the middle aisles and shop the perimeter of the store. Fresh foods, including produce, dairy, meat, fish and bakery items are stocked along the walls. The inner aisles, in contrast, are stocked with processed foods. Sticking to the perimeter will help you avoid the unhealthier and more expensive items.]]></media:description> <media:thumbnail url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/thumbs/thumbs_86541122.jpg' width='80' height='80' /> <media:keywords><![CDATA[]]></media:keywords> <media:copyright><![CDATA[Copyright (c) LearnVest (http://www.learnvest.com)]]></media:copyright> </item> <item><title><![CDATA[Plan Ahead]]></title> <description><![CDATA[Like many things when it comes to saving, planning ahead is the first step to saving. Before heading to the store, decide what you’re going to make for dinner each night for a week, and what you (and the family if you have one) are going to eat for lunch (that means recipes, not prepared or processed meals). Choose recipes that use the same main ingredients, like chicken or rice, so you can do prep work once for the whole week to save time. Planning your meals in advance will also cut down on the trips you make for just one or two ingredients, saving you time and transportation costs. Luckily, we have our <a href="http://www.learnvest.com/tag/food-for-a-month/" target="_blank">Food for a Month feature</a>, which has twenty easy andn affordable recipes. <br><br> Once you have your weekly menu, make a list of the ingredients you need for meals, plus staples and healthy snack options. Organize your list by category (produce, dairy, meats, pantry staples, etc.), so you’ll be in and out quickly, instead of doing laps around the store, which has been proven to make us buy more.]]></description><link><![CDATA[http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/86519583.jpg]]></link> <guid>image-id:6070</guid> <media:content url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/86519583.jpg' medium='image' /> <media:title><![CDATA[Plan Ahead]]></media:title> <media:description><![CDATA[Like many things when it comes to saving, planning ahead is the first step to saving. Before heading to the store, decide what you’re going to make for dinner each night for a week, and what you (and the family if you have one) are going to eat for lunch (that means recipes, not prepared or processed meals). Choose recipes that use the same main ingredients, like chicken or rice, so you can do prep work once for the whole week to save time. Planning your meals in advance will also cut down on the trips you make for just one or two ingredients, saving you time and transportation costs. Luckily, we have our <a href="http://www.learnvest.com/tag/food-for-a-month/" target="_blank">Food for a Month feature</a>, which has twenty easy andn affordable recipes. <br><br> Once you have your weekly menu, make a list of the ingredients you need for meals, plus staples and healthy snack options. Organize your list by category (produce, dairy, meats, pantry staples, etc.), so you’ll be in and out quickly, instead of doing laps around the store, which has been proven to make us buy more.]]></media:description> <media:thumbnail url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/thumbs/thumbs_86519583.jpg' width='80' height='80' /> <media:keywords><![CDATA[]]></media:keywords> <media:copyright><![CDATA[Copyright (c) LearnVest (http://www.learnvest.com)]]></media:copyright> </item> <item><title><![CDATA[Figure Out What's Worth Paying More For]]></title> <description><![CDATA[ Is it worth spending more for that "Heart Healthy" cereal? What about the yogurt with special digestive cultures? There <em>are </em>foods worth spending more for--fresh, whole, local produce comes to mind. But many claims are misleading or haven't been backed up by any credible studies. Foods labeled "all-natural," "vitamins added," "Smart Choice," "no artificial ingredients," "stone ground," "multi-grain" and "high in anti-oxidants" are all not regulated; the labels mean nothing. Learn more about the claims on food packages <a href="http://www.learnvest.com/2012/03/all-natural-supports-immunity-how-to-decode-food-packaging/" target="_blank">with our guide</a>. <br><br> Finally, if you feel strongly about buying organic to avoid pesticides, remember that buying organic matters more for certain types of produce than for others. If you want to stick to your grocery budget, it's not worth it to buy organic when it comes to thick-skinned fruits like melons, pineapple, avocado, along with certain vegetables like asparagus, broccoli and onion. Learn more about when it's worth it to buy organic <a href="http://www.learnvest.com/2011/02/when-is-it-worth-buying-organic/" target="_blank">with our guide</a>.]]></description><link><![CDATA[http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/86505212.jpg]]></link> <guid>image-id:6069</guid> <media:content url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/86505212.jpg' medium='image' /> <media:title><![CDATA[Figure Out What's Worth Paying More For]]></media:title> <media:description><![CDATA[ Is it worth spending more for that "Heart Healthy" cereal? What about the yogurt with special digestive cultures? There <em>are </em>foods worth spending more for--fresh, whole, local produce comes to mind. But many claims are misleading or haven't been backed up by any credible studies. Foods labeled "all-natural," "vitamins added," "Smart Choice," "no artificial ingredients," "stone ground," "multi-grain" and "high in anti-oxidants" are all not regulated; the labels mean nothing. Learn more about the claims on food packages <a href="http://www.learnvest.com/2012/03/all-natural-supports-immunity-how-to-decode-food-packaging/" target="_blank">with our guide</a>. <br><br> Finally, if you feel strongly about buying organic to avoid pesticides, remember that buying organic matters more for certain types of produce than for others. If you want to stick to your grocery budget, it's not worth it to buy organic when it comes to thick-skinned fruits like melons, pineapple, avocado, along with certain vegetables like asparagus, broccoli and onion. Learn more about when it's worth it to buy organic <a href="http://www.learnvest.com/2011/02/when-is-it-worth-buying-organic/" target="_blank">with our guide</a>.]]></media:description> <media:thumbnail url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/thumbs/thumbs_86505212.jpg' width='80' height='80' /> <media:keywords><![CDATA[]]></media:keywords> <media:copyright><![CDATA[Copyright (c) LearnVest (http://www.learnvest.com)]]></media:copyright> </item> <item><title><![CDATA[Save Money on Meat]]></title> <description><![CDATA[Meat and fish can be one of the most expensive items on your list, and what you might not know is that you can get plenty of protein from a plethora of cheaper meat alternatives like beans, quinoa and more. As you plan your menu, look for healthy vegetarian recipes to replace some meat-centered meals. Meanwhile, when you do buy meat (assuming you aren’t a vegetarian), buy it when it’s discounted and throw it in the freezer for later.]]></description><link><![CDATA[http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/139494095.jpg]]></link> <guid>image-id:6068</guid> <media:content url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/139494095.jpg' medium='image' /> <media:title><![CDATA[Save Money on Meat]]></media:title> <media:description><![CDATA[Meat and fish can be one of the most expensive items on your list, and what you might not know is that you can get plenty of protein from a plethora of cheaper meat alternatives like beans, quinoa and more. As you plan your menu, look for healthy vegetarian recipes to replace some meat-centered meals. Meanwhile, when you do buy meat (assuming you aren’t a vegetarian), buy it when it’s discounted and throw it in the freezer for later.]]></media:description> <media:thumbnail url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/thumbs/thumbs_139494095.jpg' width='80' height='80' /> <media:keywords><![CDATA[]]></media:keywords> <media:copyright><![CDATA[Copyright (c) LearnVest (http://www.learnvest.com)]]></media:copyright> </item> <item><title><![CDATA[Go Generic]]></title> <description><![CDATA[Generic or store-brand items generally taste just as good as brand-name items, because they're made with the same ingredients. They just cost far less. For example, you can save between 25% and 50% buying generic breakfast cereal versus a name brand. Similarly, staples like flour, sugar, salt and spices are virtually identical to name brands because they're subject to the same government regulations. If ever you do notice a taste difference, you can always return to the more expensive version on your next trip.]]></description><link><![CDATA[http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/134947803.jpg]]></link> <guid>image-id:6067</guid> <media:content url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/134947803.jpg' medium='image' /> <media:title><![CDATA[Go Generic]]></media:title> <media:description><![CDATA[Generic or store-brand items generally taste just as good as brand-name items, because they're made with the same ingredients. They just cost far less. For example, you can save between 25% and 50% buying generic breakfast cereal versus a name brand. Similarly, staples like flour, sugar, salt and spices are virtually identical to name brands because they're subject to the same government regulations. If ever you do notice a taste difference, you can always return to the more expensive version on your next trip.]]></media:description> <media:thumbnail url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/thumbs/thumbs_134947803.jpg' width='80' height='80' /> <media:keywords><![CDATA[]]></media:keywords> <media:copyright><![CDATA[Copyright (c) LearnVest (http://www.learnvest.com)]]></media:copyright> </item> <item><title><![CDATA[Don't Shop on an Empty Stomach]]></title> <description><![CDATA[It's conventional wisdom that's truly wise: Shopping on an empty stomach will make you more prone to impulse buys and purchases of junk and snack food. Rather than hitting the store while ravenous, have a nutritious snack before you go, so you can stick to your list without being distracted by your growling stomach!]]></description><link><![CDATA[http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/124811809.jpg]]></link> <guid>image-id:6066</guid> <media:content url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/124811809.jpg' medium='image' /> <media:title><![CDATA[Don't Shop on an Empty Stomach]]></media:title> <media:description><![CDATA[It's conventional wisdom that's truly wise: Shopping on an empty stomach will make you more prone to impulse buys and purchases of junk and snack food. Rather than hitting the store while ravenous, have a nutritious snack before you go, so you can stick to your list without being distracted by your growling stomach!]]></media:description> <media:thumbnail url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/thumbs/thumbs_124811809.jpg' width='80' height='80' /> <media:keywords><![CDATA[]]></media:keywords> <media:copyright><![CDATA[Copyright (c) LearnVest (http://www.learnvest.com)]]></media:copyright> </item> <item><title><![CDATA[Find the Right Coupons]]></title> <description><![CDATA[Many frugal grocery shoppers swear by coupons, but in order to get the benefits, you’ll need to be organized and put in some work. Check out the circulars of your chosen grocery store, websites that collect coupons and/or the mailing lists of your favorite brands to see if any of the items on your shopping list are on sale. Only clip coupons for those items—don’t buy something just because you have a coupon for it. (That would increase your grocery bill, defeating the purpose of this checklist!) Then, organize all your coupons by type of food for faster grocery shopping.]]></description><link><![CDATA[http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/120517643.jpg]]></link> <guid>image-id:6065</guid> <media:content url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/120517643.jpg' medium='image' /> <media:title><![CDATA[Find the Right Coupons]]></media:title> <media:description><![CDATA[Many frugal grocery shoppers swear by coupons, but in order to get the benefits, you’ll need to be organized and put in some work. Check out the circulars of your chosen grocery store, websites that collect coupons and/or the mailing lists of your favorite brands to see if any of the items on your shopping list are on sale. Only clip coupons for those items—don’t buy something just because you have a coupon for it. (That would increase your grocery bill, defeating the purpose of this checklist!) Then, organize all your coupons by type of food for faster grocery shopping.]]></media:description> <media:thumbnail url='http://www.learnvest.com/wp-content/gallery/how-to-save-on-groceries/thumbs/thumbs_120517643.jpg' width='80' height='80' /> <media:keywords><![CDATA[]]></media:keywords> <media:copyright><![CDATA[Copyright (c) LearnVest (http://www.learnvest.com)]]></media:copyright> </item> </channel> </rss>
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