I have a bankruptcy pending, and I would like to find some help for "starting over" after the bankruptcy. I want to make good use of the many programs and plans to help me get a grip and feel comfortable handling my disability pay. I also hope to meet some friendly people who want to help others. I have a dream, but I need discipline. At 53, I have 3 grown children, one is still here with me, hope to change that soon. Hello to everyone, and let's make this interesting and fun. Beth
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