We all mean the best with our New Year’s resolutions, but I can pretty much guarantee that in 2011 I’ll still be sporting the 10-pound chunk and sleeping across from a bookshelf full of failed resolutions. But I can also guarantee you that I’ll make a difference in the world this year – and that you can too. To top that off: We’ll likely make money while we’re at it.
How are we going to do it?  By investing in a socially responsible way.  Socially-conscious investing is an investment strategy that seeks to maximize both financial gain and social good (you [...]

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The holidays are over and maybe you even wound up with some extra cash. Good for you! But, what to do with it? If you have a solid emergency fund, then it’s time to set money aside for your IRA (to learn more about investment retirement accounts, click here). The earlier you start investing, the more time your money has to grow.
After all, thanks to the power of compounding interest, $300 today can turn into $80,000 by retirement! (We calculated that number here.)
Once you’ve decided to invest in your IRA, the next step is taking a look at how to [...]

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Our users have been telling us that they need to know what a 401(k) retirement plan is but the topic either daunts them, or worse, bores them.
We hear you and we get it. However, that’s no excuse. And, the longer you put dealing with it aside the more money you lose. And, we think retiring with no money is more daunting and boring!
So, we promise this will be painless. Let’s get started:
What Is It?
A 401(k) is a free employer-sponsored retirement account that’s funded by contributions taken directly from an employee’s paycheck. And, in many cases, the employer also contributes a [...]

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The Financial Problem: We get it. The idea of saving for retirement couldn’t seem less exciting, than, well, saving saving for retirement. Not so fast. Lounging at the beach, pursuing a life of volunteering, skiing, you name it—it’s your retirement. But, to be able to enjoy these activities (yes, we consider lounging an activity) you have to start planning it for it. Now.
The Action: Considering that the average shopper will spend $375 this Black Friday, why not put that money—you know you would have found it somehow—into a Roth IRA, instead? A twenty-five-year-old doing this could earn about $13,000 [...]

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