LV Discussions Commenting Policy
LearnVest Discussions is a safe and friendly place to discuss personal finance topics with other people. To that end, anyone who joins agrees to abide by the Discussions rules and respect other members of the community at all times. Users who do not abide by these rules may be banned from LearnVest Discussions or the LearnVest community at large. LearnVest may remove offensive comments that fail to abide by the spirit of our community at any time, upon its sole discretion. If you would like to discuss why we’ve moved or removed your comment, you’re welcome to contact feedback at learnvest.com. To comment, first register with LearnVest. To report an abusive comment click on the flag link on the top right-hand corner of the comment. If you encounter any questions or problems, contact email@example.com.
You may use any handle you choose, as long as it does not involve profanity, adult language or an attempt to impersonate another person. If you choose a username that violates these guidelines, we reserve the right, without prior notice to you, to automatically change your username, delete your posts from our site, deny you access to our site or any combination of these options.
Any advice or tips given in LV Discussions is from other members, and is not intended to replicate advice from a Certified Financial Planner or other financial professional. While general rules of thumb regarding investing may be discussed, we do not recommend buying any particular stocks, mutual funds or other financial instruments based on advice from other members—nor do we support recommending any stocks, mutual funds or other financial instruments yourself. If you have a question related to your specific personal situation, we recommend you try our Advice Center for access to a financial expert.
Please exercise extra caution about revealing personal financial information: Never reveal bank account information, Social Security Numbers, credit card information, passwords or anything that could be used to gain access to your financials. We will only use your username in Discussions (we will not reveal your real name or financial information), but be aware that users can see your collective comments. So, if you post details about your situation, they can build a financial picture. Again, if you would like advice on a specific financial situation in private, we recommend you try our Advice Center for access to a financial expert.
The use of inappropriate or offensive language is not permitted in Discussions. Inappropriate or offensive language includes, but is not limited to, anything sexually charged, abusive, defamatory, vulgar, obscene, profane, hateful or that contains racially, ethnically or otherwise objectionable material of any kind.
While we encourage debate, do not cross the line into harassment or personal attacks. Inappropriate content includes but is not limited to comments that are unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane, hateful and racially, ethnically or otherwise objectionable. This includes comments that encourage illegal conduct, violate the rights of others or otherwise violate any applicable local, state, national or international law. Please also refrain from writing in all caps or bold. It gives the impression that you are shouting and is unpleasant for other members to read.
Topics of Discussion
LearnVest Discussions has a wide range of topics in which you may post, so please make sure you are posting your question or comment in the relevant topic. Any comments or questions posted in the wrong topic will be moved to the proper topic to facilitate discussion. If you don’t see a thread in your topic, you may start a new one, or suggest a new category to firstname.lastname@example.org. We will remove any threads and comments that do nothing but deride a category, topic or members, or that abuse LearnVest without constructive criticism.
Copyrighted or Trademarked Materials
Do not post any content that is copyrighted or trademarked unless you are the owner of that material. Please do not copy and paste the full content of news stories. Consider instead linking out to a news story, or quoting short passages with a reference.
Solicitations and Advertisements
Do not spam Discussions with advertisements and links. While you may answer questions about your business or link to a business or product you find particularly helpful, any unrelated links or blatant ads will be removed. Please be upfront about any relationship you have with a product or company that you are discussing.
Refrain from embedding any images of a sexual or offensive nature. If you are uncertain if an image is acceptable or not, post only a link to the image with a warning that it goes to a page that some may find offensive. Any links to offensive or pornographic materials will be removed immediately at our discretion.
Any comments or threads deemed by the LearnVest staff as, or containing links to, phishing, pyramid schemes or other scams will be immediately removed. Thank you for your understanding and cooperation. We appreciate your help in keeping the LearnVest community a supportive, safe and pleasant place to share your thoughts on money.